Spade

Data Scientist - AI/ML (Mid & Sr Levels)

Remote, USPosted 1 month ago

Job Description

### What is Spade?

Financial institutions process billions of transactions every day across cards, ACH, wires, and third party aggregators. But most of that data is difficult to use. Descriptions are inconsistent, merchant names don’t match, and categories vary by payment type.

Spade is a data and AI platform that turns messy transaction strings into structured, verified records — and gives teams the tools to act on it across authorization, attribution, analytics, and AI initiatives. Spade leads the market in terms of merchant coverage, matching accuracy, geolocation data, and speed of transaction enrichment. Customers such as, FIS, Bilt, Mercury, Stripe, alongside many other leaders in fintech and financial services, trust Spade's data to enable personalized rewards programs, accurate applied spending rules, precise analytics requests, and innovative AI-powered features.

Spade is a fast growing, Series B company backed by industry experts and top tier investors (including Oak HC/FT, a16z, Flourish Ventures, Y-Combinator, and Gradient Ventures). We’re a lean and execution-oriented hybrid team, passionate about building exceptional products for our growing customer base. We care deeply about diversity of background, experience, and opinion. We value empathy, curiosity, and passion, and strive to create an environment where individuals have autonomy and the ability to take ownership over their work.

### The Opportunity

At Spade, data *is* the product — and you'll be one of the people shaping it. As a Data Scientist, you'll build the real-time ML/AI systems that power how top fintechs and financial institutions understand every transaction: from traditional ML and NLP models to AI agents, all running on our proprietary merchant, location, and transaction datasets. Your work won't sit in a research silo — you'll partner closely with engineering and product to take ideas from prototype to production, directly shaping the accuracy, speed, and int

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